A Study on Impact of Casa Deposits on Profitability of HDFC Bank


Authors : Suma Dronagiri

Volume/Issue : Volume 9 - 2024, Issue 5 - May

Google Scholar : https://tinyurl.com/6sde7hc7

Scribd : https://tinyurl.com/4jk4wju8

DOI : https://doi.org/10.38124/ijisrt/IJISRT24MAY1131

Abstract : Banking sector in India have seen a sterling growth in recent years. One of the contributors for the growth was CASA deposits. Hence the study is done to see the impact of CASA deposits on profitability. For the purpose of study, the largest private sector bank “HDFC bank” is considered, whose net profit and CASA deposits are taken for period of 5 years, that is from 2018-19 to 2022-23. The study is mainly based on secondary data. Data were obtained from annual financial statements of the bank.

Keywords : CASA Deposits, Profitability, Private Sector Bank, Net Profit.

References :

  1. (n.d.). Retrieved from https://www.investopedia.com/
  2. (n.d.). Retrieved from https://www.screener.in/ company/HDFCBANK/consolidated/
  3. (30 June 2022). Reserve Bank of India.
  4. (Dec 19, 2023). Statista Research Department.
  5. Janakiraman, D. B. (2018). Impact of Casa Deposit Growth on the Profitability of Banks-Study of Syndicate Bank. Asian Journal of Management.
  6. https://www.rbi.org.in/scripts/images/02CHFSR30062022_C1.jpg

Banking sector in India have seen a sterling growth in recent years. One of the contributors for the growth was CASA deposits. Hence the study is done to see the impact of CASA deposits on profitability. For the purpose of study, the largest private sector bank “HDFC bank” is considered, whose net profit and CASA deposits are taken for period of 5 years, that is from 2018-19 to 2022-23. The study is mainly based on secondary data. Data were obtained from annual financial statements of the bank.

Keywords : CASA Deposits, Profitability, Private Sector Bank, Net Profit.

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