Educational institutions in Ghana have many students who pay all types of fees through cash deposits, cheques or bank drafts to their institutions’ accounts in their respective banks. These techniques for paying fees have not been productive enough, particularly during assessments when many students have topay fees to meet the prerequisites for registering for their semester courses. Students sometimes travel significant distances to respective bank offices to make payments; this problem is compounded by long queues and clog at banks where payments are made. This has consistently brought about students missing their deadlines to enrol for their semester courses. In default, a penalty is paid when the system is reopened after the deadlines. The purpose of this research is to design a system for paying fees online by students and their sponsors. The software was implemented by utilizing Android Studio for Android application development, Pay Switch for payment gateway, Application Program Interfaces (API) for getting information from the database and Visual Studio for creating API. Software testing was in addition to checking the module of the structure to guarantee that they are totally working and permitted users of the software to connect with it using test information. The results demonstrated that a lot of students were satisfied with the new system of paying fees online through mobile phones. The study recommends that institutions should adopt new mobile technologies to facilitate payment of fees.

Keywords : Fees payment system, Mobile payment system, Pay Switch, traditional payment system