Authors :
Bayu Dewanto; Sudjono
Volume/Issue :
Volume 7 - 2022, Issue 11 - November
Google Scholar :
https://bit.ly/3IIfn9N
Scribd :
https://bit.ly/3GHGynM
DOI :
https://doi.org/10.5281/zenodo.7363826
Abstract :
This research intends to analyze the
macroeconomic factors affecting Non-Performing Loans
(NPL) of multinational banking in Indonesia using the
approach of quantitative to-causality. The population
consists of 68 private commercial bank companies in
Indonesia which are owned by foreign parties and private
parties as well as Indonesian citizens (multinational
ownership). The research sample is 19 companies with the
criteria of private commercial banks in Indonesia which
are owned by foreign parties and private parties as well
as Indonesian citizens (multinational ownership) listed on
the Indonesian Stock Exchange from 2013-2021
accompanied by foreign parties as the majority
shareholder. Sample screening by purposive methods.
The research data were obtained through secondary data
from published websites on the Indonesia Stock
Exchange, Bank Indonesia, Ministry of Trade, Globalrates, Macrotrends, and Central Statistics Agency. Then
analyzed using the panel data regression analysis method.
The results found that international interest rates have a
positive effect on NPL of multinational banking in
Indonesia, but inflation and crude oil prices have a
negative effect on NPL of multinational banking in
Indonesia, while exchange rates and exports have no
effect on NPL of multinational banking in Indonesia.
Keywords :
Non-Performing Loans (NPL), Multinational Banking, Macroeconomics, Inflation, Exchange Rates, International Interest Rates, Crude Oil Prices, and Exports
This research intends to analyze the
macroeconomic factors affecting Non-Performing Loans
(NPL) of multinational banking in Indonesia using the
approach of quantitative to-causality. The population
consists of 68 private commercial bank companies in
Indonesia which are owned by foreign parties and private
parties as well as Indonesian citizens (multinational
ownership). The research sample is 19 companies with the
criteria of private commercial banks in Indonesia which
are owned by foreign parties and private parties as well
as Indonesian citizens (multinational ownership) listed on
the Indonesian Stock Exchange from 2013-2021
accompanied by foreign parties as the majority
shareholder. Sample screening by purposive methods.
The research data were obtained through secondary data
from published websites on the Indonesia Stock
Exchange, Bank Indonesia, Ministry of Trade, Globalrates, Macrotrends, and Central Statistics Agency. Then
analyzed using the panel data regression analysis method.
The results found that international interest rates have a
positive effect on NPL of multinational banking in
Indonesia, but inflation and crude oil prices have a
negative effect on NPL of multinational banking in
Indonesia, while exchange rates and exports have no
effect on NPL of multinational banking in Indonesia.
Keywords :
Non-Performing Loans (NPL), Multinational Banking, Macroeconomics, Inflation, Exchange Rates, International Interest Rates, Crude Oil Prices, and Exports
