Authors :
Fitri Malisna, Diana Anugrah Prastiw
Volume/Issue :
Volume 5 - 2020, Issue 4 - April
Google Scholar :
http://bitly.ws/9nMw
Scribd :
https://bit.ly/2xt53E1
Abstract :
PT Bank Rakyat Indonesia (Persero) Tbk
has an important role in the economic development of
the community by providing funds through credit
facilities. One of the loans provided by BRI is
BRIGUNA was dedicated to employees and retirees
with the source of payment coming from fixed income in
form of salary or pension. This scrunitize has purpose
to discover the BRIGUNA loan distribution procedure
at BRI. This observe uses interviews from related
parties such as Credit Administration and Account
Officers, literature study, and direct field observations.
From these observations made it can be seen that the
procedure for granting credit is Credit Requests, Credit
Analysis and Decisions, Credit Realization and
Documentation, as well as Monitoring and Coaching
where the company should have a Cooperation
Agreement (PKS) with the bank. From these scrunity it
can be said that the distribution of BRIGUNA loans has
been done properly in accordance with applicable
regulations and BRIGUNA is one of the solutions for
debtors to reign funds to fill their needs.
Keywords :
Credit, Procedure, BRIGUNA
PT Bank Rakyat Indonesia (Persero) Tbk
has an important role in the economic development of
the community by providing funds through credit
facilities. One of the loans provided by BRI is
BRIGUNA was dedicated to employees and retirees
with the source of payment coming from fixed income in
form of salary or pension. This scrunitize has purpose
to discover the BRIGUNA loan distribution procedure
at BRI. This observe uses interviews from related
parties such as Credit Administration and Account
Officers, literature study, and direct field observations.
From these observations made it can be seen that the
procedure for granting credit is Credit Requests, Credit
Analysis and Decisions, Credit Realization and
Documentation, as well as Monitoring and Coaching
where the company should have a Cooperation
Agreement (PKS) with the bank. From these scrunity it
can be said that the distribution of BRIGUNA loans has
been done properly in accordance with applicable
regulations and BRIGUNA is one of the solutions for
debtors to reign funds to fill their needs.
Keywords :
Credit, Procedure, BRIGUNA
