Authors :
Sachin Kolekar; Aayush Mali; Mahi Nilesh Bagrecha; Vivek Gajanan Mali; Mansvi Pramod Magar; Sayali Bhagavan Mahangade; Manya Puri
Volume/Issue :
Volume 10 - 2025, Issue 11 - November
Google Scholar :
https://tinyurl.com/yp2ac62z
Scribd :
https://tinyurl.com/bmxh6ddp
DOI :
https://doi.org/10.38124/ijisrt/25nov421
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Abstract :
This project involves the creation of a web-based Budget Manager designed to assist users in monitoring,
organizing, and planning their personal finances. Unlike conventional budgeting platforms, this system introduces advanced
functionalities such as AI-based financial insights, gamification features to increase user interaction, shared wallets for joint
financial management, and integrated tools for bill splitting and expense tracking. It also supports offline usage and voice
assistant integration, addressing the needs of users concerned with data privacy and accessibility. The application prioritizes
a user-friendly design and practical utility. Evaluations and feedback indicate that the platform promotes better financial
habits, encourages saving, and simplifies everyday expense tracking. Overall, this Budget Manager Website showcases how
intelligent features and thoughtful design can enhance digital personal finance tools.
References :
- A. Sharma, R. Gupta, and S. Mehta, “Design and Development of a Personal Finance Management Application,” International Journal of Computer Applications, vol. 180, no. 33, pp. 12–16, 2018.
- M. Verma and K. Jain, “A Study on Financial Planning Apps and Their Privacy Implications,” Journal of Information Security and Applications, vol. 55, pp. 102579, 2020.
- S. Das and P. Roy, “Gamification in Financial Applications: A Tool for User Engagement and Habit Formation,” Proceedings of the 11th International Conference on Human-Computer Interaction, pp. 128–135, 2021.
- L. Rodriguez and T. Wang, “Collaborative Financial Tools: Designing for Couples and Families,” ACM Transactions on Computer-Human Interaction (TOCHI), vol. 27, no. 6, pp. 1–28, 2020.
- H. Kim, Y. Park, and J. Choi, “Voice Interaction in Mobile Financial Services: A Study on User Experience and Accessibility,” IEEE Access, vol. 8, pp. 203118–203126, 2020.
- Intuit Inc., “Mint: Budget, Bills, & Finance Tracker,” [Online]. Available: https://www.mint.com/. [Accessed: May 6, 2025].
- You Need a Budget (YNAB), “How YNAB Works,” [Online]. Available: https://www.youneedabudget.com/. [Accessed: May 6, 2025].
- A. Raza and K. Abbas, “A Comparative Study on Privacy in Budgeting Apps,” International Journal of Cybersecurity and Digital Forensics, vol. 10, no. 2, pp. 74–80, 2021.
This project involves the creation of a web-based Budget Manager designed to assist users in monitoring,
organizing, and planning their personal finances. Unlike conventional budgeting platforms, this system introduces advanced
functionalities such as AI-based financial insights, gamification features to increase user interaction, shared wallets for joint
financial management, and integrated tools for bill splitting and expense tracking. It also supports offline usage and voice
assistant integration, addressing the needs of users concerned with data privacy and accessibility. The application prioritizes
a user-friendly design and practical utility. Evaluations and feedback indicate that the platform promotes better financial
habits, encourages saving, and simplifies everyday expense tracking. Overall, this Budget Manager Website showcases how
intelligent features and thoughtful design can enhance digital personal finance tools.