Today every household need is Television, Refrigerator, Washing machine, etc., which are durables that are required for a day to day household activities to be completed by a person for the completion of the tasks that are done manually or the ones which ruin the food. Also, with increasing work from home culture many durables which are required to be used by the end user the increase in sales is also observed. Consumer durables loans are also the 2nd largest lending product across India in terms of both volume and value.