Authors :
Ayan Kumar Mahato; Cezan Mendonca; Harita Jasani; Hariharan B
Volume/Issue :
Volume 10 - 2025, Issue 3 - March
Google Scholar :
https://tinyurl.com/25n2enm7
Scribd :
https://tinyurl.com/yp4snu3n
DOI :
https://doi.org/10.38124/ijisrt/25mar1761
Google Scholar
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Abstract :
Supervised machine learning algorithms are widely used for classification problems across various domains.
However, selecting the best model requires a thorough evaluation of accuracy, robustness, and generalization ability. This
research compares multiple supervised learning techniques using real- world datasets, focusing on evaluation metrics such
as accuracy, sensitivity, specificity, and AUC-ROC. The study also considers the risk of overfitting, using cross- validation
techniques to strengthen the conclusions. Results indicate that AdaBoost achieves near-perfect accuracy while Stochastic
Gradient Descent (SGD) provides a balanced performance and generalisation, making their hybrid or combination a
preferable choice for fraud detection.
Keywords :
Machine Learning, Accuracy, Classification, Generalisation.
References :
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- Alneyadi, H. Lamaazi, M. Alshamsi, M. Albaloushi, M. Alneyadi and N. Megrez, "Toward an Efficient Credit Card Fraud Detection," 2024 Arab ICT Conference (AICTC), Manama, B a h r a i n , 2 0 2 4 , p p . 7 3 - 7 8 , d o i : 1 0 . 1 1 0 9 / AICTC58357.2024.10735025.
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- S. Nijwala, S. Maurya, M. P. Thapliyal and R. Verma, "Extreme Gradient Boost Classifier based Credit Card Fraud Detection Model," 2023 International Conference on Device Intelligence, Computing and Communication Technologies, (DICCT), Dehradun, India, 2023, pp. 500-504, doi: 10.1109/ DICCT56244.2023.10110188.
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- P. Y. Prasad, A. S. Chowdary, C. Bavitha, E. Mounisha and C. Reethika, "A Comparison Study of Fraud Detection in Usage of Credit Cards using Machine Learning," 2023 7th International Conference on Trends in Electronics and Informatics (ICOEI), Tirunelveli, India, 2023, pp. 1204-1209, doi: 10.1109/ ICOEI56765.2023.10125838.
- S. Mittal and S. Tyagi, "Performance Evaluation of Machine Learning Algorithms for Credit Card Fraud Detection," 2019 9th International Conference on Cloud Computing, Data Science & Engineering (Confluence), Noida, India, 2019, pp. 320-324, doi: 10.1109/CONFLUENCE.2019.8776925.
- N. Boutaher, A. Elomri, N. Abghour, K. Moussaid and M. Rida, "A Review of Credit Card Fraud Detection Using Machine Learning Techniques," 2020 5th International Conference on Cloud Computing and Artificial Intelligence: Technologies and Applications (CloudTech), Marrakesh, Morocco, 2020, pp. 1-5, doi: 10.1109/CloudTech49835.2020.9365916.
- Shah and A. Mehta, "Comparative Study of Machine Learning Based Classification Techniques for Credit Card Fraud Detection," 2021 International Conference on Data Analytics for Business and Industry (ICDABI), Sakheer, Bahrain, 2021, pp. 53-59, doi: 10.1109/ICDABI53623.2021.9655848.
- T. Baabdullah, A. Alzahrani and D. B. Rawat, "On the Comparative Study of Prediction Accuracy for Credit Card Fraud Detection wWith Imbalanced Classifications," 2020 Spring Simulation Conference (SpringSim), Fairfax, VA, USA, 2020, pp. 1-12, doi: 10.22360/SpringSim.2020.CSE.004.
Supervised machine learning algorithms are widely used for classification problems across various domains.
However, selecting the best model requires a thorough evaluation of accuracy, robustness, and generalization ability. This
research compares multiple supervised learning techniques using real- world datasets, focusing on evaluation metrics such
as accuracy, sensitivity, specificity, and AUC-ROC. The study also considers the risk of overfitting, using cross- validation
techniques to strengthen the conclusions. Results indicate that AdaBoost achieves near-perfect accuracy while Stochastic
Gradient Descent (SGD) provides a balanced performance and generalisation, making their hybrid or combination a
preferable choice for fraud detection.
Keywords :
Machine Learning, Accuracy, Classification, Generalisation.