Cryptocurrency in Fintech: Transformative Trends, Challenges, and Future Implications


Authors : Yamini Peeush Dwivedi; Niharika Singh

Volume/Issue : Volume 9 - 2024, Issue 7 - July


Google Scholar : https://tinyurl.com/5f8cx4uu

Scribd : https://tinyurl.com/5f8cx4uu

DOI : https://doi.org/10.38124/ijisrt/IJISRT24JUL1753

Note : A published paper may take 4-5 working days from the publication date to appear in PlumX Metrics, Semantic Scholar, and ResearchGate.


Abstract : This research paper explores the transformative role of cryptocurrency within the fintech landscape, analyzing its impact on traditional financial services, regulatory challenges, and future implications. The study integrates a comprehensive review of existing literature, employs a mixed-methods research approach, including statistical analysis, and presents findings through well-structured tables and charts. The paper concludes with key insights into the evolving relationship between cryptocurrency and fintech. Finally, this paper discusses the future implications of cryptocurrency in fintech, including its potential to democratize financial services, redefine monetary policies, and revolutionize global transactions. Understanding these dynamics is crucial for stakeholders, policymakers, and innovators to navigate the rapidly evolving landscape of cryptocurrency within fintech and harness its transformative potential effectively.

Keywords : Fintech, cryptocurrency, Transformative Trends, Challenges, and FutureImplications.

References :

  1. Ozili, Peterson K, CBDC, Fintech and cryptocurrency for financial Inclusion and financial stability
  2. Narayanan, A., Bonneau, J., Felten, E., Miller, A., & Goldfeder, S. (2016). Bitcoin and Cryptocurrency
  3. Technologies: A Comprehensive Introduction. Princeton University Press.
  4. Nakamoto, S. (2008). Bitcoin: A Peer-to-Peer Electronic Cash System. Retrieved from https://bitcoin.org/bitcoin.pdf
  5. Greg Buchak1, Gregor Matvos2, Tomasz Piskorski3 et al. 2018Journal of Financial Economics
  6. Mario Arias-Oliva1, Jorge Pelegrín Borondo2, Gustavo Matías-Clavero3 2019Front. Psychol

This research paper explores the transformative role of cryptocurrency within the fintech landscape, analyzing its impact on traditional financial services, regulatory challenges, and future implications. The study integrates a comprehensive review of existing literature, employs a mixed-methods research approach, including statistical analysis, and presents findings through well-structured tables and charts. The paper concludes with key insights into the evolving relationship between cryptocurrency and fintech. Finally, this paper discusses the future implications of cryptocurrency in fintech, including its potential to democratize financial services, redefine monetary policies, and revolutionize global transactions. Understanding these dynamics is crucial for stakeholders, policymakers, and innovators to navigate the rapidly evolving landscape of cryptocurrency within fintech and harness its transformative potential effectively.

Keywords : Fintech, cryptocurrency, Transformative Trends, Challenges, and FutureImplications.

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