Financial institutions will keep working to
make it possible for clients to move money, pay bills, and
access critical information online. The internet banking
landscape has changed substantially in recent years.
Online banking has been targeted by thieves and
cybercriminals looking to steal client data during this
time. Fraudsters today frequently employ well-known
attacks like phishing and pharming to get client data and
gain access to online banking accounts. As a result,
financial institutions are now quite concerned about the
authentication of customers using online banking
services. This study unequivocally shows that internet
banking requires stronger authentication. It discusses
the key security issues, criminal behavior, and
development of robust authentication that are driving.