Authors :
Ratna Pratiwi Nugroho; Elok Sri Utami; Novi Puspitasari
Volume/Issue :
Volume 7 - 2022, Issue 7 - July
Google Scholar :
https://bit.ly/3IIfn9N
Scribd :
https://bit.ly/3uAFgEc
DOI :
https://doi.org/10.5281/zenodo.6812580
Abstract :
: This study aims to analyze what variables affect
the efficiency of Islamic Commercial Banks in Indonesia.
Design/methodology/approach: This study uses secondary
data involving 9 Islamic Commercial Banks that report
quarterly financial statements in full to the Otoritas Jasa
Keuangan. The period used is during the first to fourth
quarters of 2016 – the first to fourth quarters of 2021.
This study uses Data Envelopment Analysis with the help
of DEAP software version 2.1 and Tobit Regression
Analysis with the help of STATA software version 14.2.
Findings: The results of this study indicate that the
variables of Third Party Funds, ROA and ROE have no
positive and insignificant effect on the efficiency value.
Meanwhile the variables FDR and Operating Cost of
Operating Income have no negative and insignificant
effect on the efficiency value. Variables CAR and
Operating Expenses Operating Income have positive and
significant effect on the value of efficiency. However, the
variables of Bank Size and NPF have negatif and
significant effect on the efficiency value.
Keywords :
Efficiency Determinant, Data Envelopment Analysis, Tobit Regression Analysis, Islamic Commercial Bank
: This study aims to analyze what variables affect
the efficiency of Islamic Commercial Banks in Indonesia.
Design/methodology/approach: This study uses secondary
data involving 9 Islamic Commercial Banks that report
quarterly financial statements in full to the Otoritas Jasa
Keuangan. The period used is during the first to fourth
quarters of 2016 – the first to fourth quarters of 2021.
This study uses Data Envelopment Analysis with the help
of DEAP software version 2.1 and Tobit Regression
Analysis with the help of STATA software version 14.2.
Findings: The results of this study indicate that the
variables of Third Party Funds, ROA and ROE have no
positive and insignificant effect on the efficiency value.
Meanwhile the variables FDR and Operating Cost of
Operating Income have no negative and insignificant
effect on the efficiency value. Variables CAR and
Operating Expenses Operating Income have positive and
significant effect on the value of efficiency. However, the
variables of Bank Size and NPF have negatif and
significant effect on the efficiency value.
Keywords :
Efficiency Determinant, Data Envelopment Analysis, Tobit Regression Analysis, Islamic Commercial Bank
