The purpose of this study was to determine the effect of financial attitude, financial knowledge, and emotional intelligence on financial management behavior and its impact on investment decisions with risk perception as a moderator. The sample of this research is 350 respondents from the 10 best securities companies. The data analysis technique in this study used SEM-PLS with SmartPLS 2.0 software. The results showed that the financial attitude variable on the investment decision variable was 0.180, the influence of financial knowledge on the investment decision variable was 0.318, the influence of emotional intelligence on the investment decision variable was 0.386 and the risk perception of the investment decision variable was 0.294. Based on the indirect effect test, the effect of financial attitude on investment decision variables through financial management behavior is 0.121, financial knowledge influences financial management behavior variables are 0.024, and the influence of emotional intelligence on investment decision variables through financial management behavior is 0.118. This shows that financial management behavior is a variable that can mediate the influence of financial attitude and emotional intelligence on investment decisions. In the moderation test, it is known that risk perception can increase the influence of financial management behavior on investment decisions

Keywords : Financial Attitude, Financial Knowledge, Emotional Intelligence Financial Management Behavior, Investment Decision, Risk Perception.