Digital Banking Growth and Development in Indian Perspective


Authors : Tara Shankar Chatterjee; Dr. Rajesh Kumar Vishwakarma

Volume/Issue : Volume 10 - 2025, Issue 5 - May


Google Scholar : https://tinyurl.com/5ft2sdt6

DOI : https://doi.org/10.38124/ijisrt/25May243

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Abstract : The present scenario is of globalization and digitalization. Any industry can not survive in this scenario without effective and efficient use of digitization. Indian banking is also moving towards digitalization since 1991 but still operating on hybrid mode. In this study, those factors will be highlighted due to which Indian banking has not been completely digitalized. In this paper, an attempt will also be made to throw light on the Benefits of digital banking.

Keywords : Banking, Digital Banking, Awareness.

References :

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  2. Mrs. Smriti A. and mr. Kumar R.(2021). Present status of e banking in India:  challenges and opportunities.  International Journal of Creative Research Thought, volume 9, issue 9, pp -556 -561
  3. Dr.Agrawal K.R.(2018). E banking in India.  International Journal of Creative Research Thought,  volume 6, issue 1, pp 2107 -2111
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  5. Dabhade N.(2016) . Digital banking -A descriptive study in India scenario.  International Journal of innovative Research in multidisciplinary field,  volume 2 , issue 12 , pp 72-77
  6. Mr. Ramesh L. And Dr.Muthumani A. (2017) . Electronic banking in India: challenges and opportunities. International Journal of Science  technology and Management,  volume 6, issue 2 , pp 219-225
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  8. Dr.Nithya C.(2021). A STUDY OF ELECTRONIC BANKING IN INDIA. International Journal of Advanced Research in Commerce, Management & Social Science , Volume 04, No. 04(I), pp 164 -167

The present scenario is of globalization and digitalization. Any industry can not survive in this scenario without effective and efficient use of digitization. Indian banking is also moving towards digitalization since 1991 but still operating on hybrid mode. In this study, those factors will be highlighted due to which Indian banking has not been completely digitalized. In this paper, an attempt will also be made to throw light on the Benefits of digital banking.

Keywords : Banking, Digital Banking, Awareness.

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