Digital Financial Inclusion and Inclusive Development of India


Authors : Dr. Susanta Mondal

Volume/Issue : Volume 5 - 2020, Issue 3 - March

Google Scholar : https://goo.gl/DF9R4u

Scribd : https://bit.ly/2RleYC8

An efficient financial system is a prerequisite for a country’s socio-economic development. It acts as a building block for the mobilization of savings and allocating them to the productive resources. Realizing the role of financial inclusion as an enabler of inclusive growth, the Government of India along with Reserve Bank of India have taken a number of policy initiatives to include the large unbanked masses into the financial mainstreams. Recent development in communication technology can be used in a very efficient manner for bringing the financially excluded people under the ambit of digital financial inclusion in a cost-effective manner. Digital financial services have a great capacity to support financial inclusion for inclusive economic development.

Keywords : Financial Inclusion, Digitization, Mobile Banking, Inclusive development.

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