Authors :
Albert Rutayisire; Dr. Kabanda Richard
Volume/Issue :
Volume 10 - 2025, Issue 5 - May
Google Scholar :
https://tinyurl.com/yj96x2b6
DOI :
https://doi.org/10.38124/ijisrt/25may1063
Note : A published paper may take 4-5 working days from the publication date to appear in PlumX Metrics, Semantic Scholar, and ResearchGate.
Abstract :
The significance of this study lies in its contribution to understanding the impact of project management practices
on the performance of women empowerment projects, through the lens of established theoretical frameworks. By examining
the BDF Women’s Empowerment Project in Gisagara and Huye Districts, the research underscores the critical role of
effective project management in enhancing financial outcomes, business sustainability, and economic independence among
women entrepreneurs.
Grounded in Empowerment Theory, the study recognizes that access to financial resources, knowledge, and capacity-
building initiatives can enhance women's ability to make strategic life and business decisions. Social Capital Theory is
reflected in the role of institutional support, training networks, and ongoing post-loan engagement, highlighting how
relationships and social structures influence resource accessibility and project success.
Additionally, the study is informed by the Gender and Development (GAD) Theory, which emphasizes the structural
inequalities women face and the need for inclusive project designs that address gender-specific constraints in
entrepreneurship.
The research specifically analysed how project management practices—namely, loan disbursement timeliness, risk
assessment, training and capacity building, post-loan monitoring, and financial literacy—affect project performance. Using
a descriptive research design, data were collected from a sample of 300 women out of 1,195 beneficiaries financed by BDF in
the selected districts. Data collection methods included structured questionnaires and interviews, with analysis conducted
using means, standard deviation, and multiple regression techniques to test the study hypotheses.
Findings revealed that all project management practices examined had a significant positive effect on project
performance. Specifically, post-loan monitoring (β = 0.757, p = 0.000) and risk assessment (β = 0.613, p = 0.000) emerged as
the most influential factors, followed by loan disbursement timeliness (β = 0.369, p = 0.000), training and capacity building
(β = 0.214, p = 0.002), and financial literacy (β = 0.024, p = 0.039). These results reinforce the importance of continued
support and relationship-building in sustaining women-led businesses, consistent with Social Capital Theory. The high R-
squared value of 0.983 indicates that 98.3% of the variation in project performance is explained by these project
management practices.
Keywords :
Social Capital, Empowerment, Gender and Development, Project Management, Women Empowerment, Credit, Partial Guarantee.
References :
- Ahl, H. (2020). The role of women entrepreneurs in job creation: Evidence from emerging economies. International Journal of Gender and Entrepreneurship, 12(1), 99-113.
- Ahmed, H., & Wang, Y. (2021). Evaluating the effectiveness of risk assessment frameworks in microfinance institutions. Journal of Risk Management in Financial Institutions, 14(2), 123-137.
- Alam, G. M., Shamsuddoha, A. K. M., & Mondal, A. (2020). Capacity building and financial inclusion: The role of training for financial institutions in Bangladesh. Asian Journal of Economic Modelling, 8(1), 16-28.
- Beck, T., & Demirgüç-Kunt, A. (2019). Financial inclusion and development. Annual Review of Financial Economics, 11(1), 1-26.
- Bester, H., Geyser, M., & Makoe, M. (2022). The role of risk assessment in financial inclusion: Evidence from South Africa. Development Southern Africa, 39(4), 581-598.
- Bhamra, R., Eltayeb, T., & Jones, P. (2020). The importance of post-loan monitoring in credit risk management. Journal of Risk Research, 23(9), 1-16.
- Bhattacharya, A., & Dutta, S. (2021). The role of credit guarantees in supporting women entrepreneurs in India. Journal of Entrepreneurship and Innovation in Emerging Economies, 7(2), 112-129.
- Brundtland, G. H. (2021). Our common future: Report of the World Commission on Environment and Development. Oxford University Press.
- Chang, Y., Li, J., & Wang, X. (2022). Project management challenges in credit guarantee schemes for women empowerment: A case study of China. Asian Development Review, 39(1), 73-96.
- Chikoko, V. (2021). The impact of loan disbursement timeliness on small business performance in Zimbabwe. Journal of African Business, 22(3), 351-368.
- Chirwa, E. W., & Odhiambo, N. M. (2022). The effectiveness of credit guarantee schemes in promoting financial inclusion: Evidence from Africa. Development Southern Africa, 39(5), 781-796.
- Cohen, C., & Natsios, A. (2020). The economic impact of women entrepreneurs on local development. World Development Perspectives, 19, 100194.
- Cornwall, A. (2016). Women’s empowerment: What works? Journal of International Development, 28(3), 370-380.
- Cornwall, A., & Brock, K. (2005). What do buzzwords do for development policy? Paper presented at the Development Studies Association Confrere.
The significance of this study lies in its contribution to understanding the impact of project management practices
on the performance of women empowerment projects, through the lens of established theoretical frameworks. By examining
the BDF Women’s Empowerment Project in Gisagara and Huye Districts, the research underscores the critical role of
effective project management in enhancing financial outcomes, business sustainability, and economic independence among
women entrepreneurs.
Grounded in Empowerment Theory, the study recognizes that access to financial resources, knowledge, and capacity-
building initiatives can enhance women's ability to make strategic life and business decisions. Social Capital Theory is
reflected in the role of institutional support, training networks, and ongoing post-loan engagement, highlighting how
relationships and social structures influence resource accessibility and project success.
Additionally, the study is informed by the Gender and Development (GAD) Theory, which emphasizes the structural
inequalities women face and the need for inclusive project designs that address gender-specific constraints in
entrepreneurship.
The research specifically analysed how project management practices—namely, loan disbursement timeliness, risk
assessment, training and capacity building, post-loan monitoring, and financial literacy—affect project performance. Using
a descriptive research design, data were collected from a sample of 300 women out of 1,195 beneficiaries financed by BDF in
the selected districts. Data collection methods included structured questionnaires and interviews, with analysis conducted
using means, standard deviation, and multiple regression techniques to test the study hypotheses.
Findings revealed that all project management practices examined had a significant positive effect on project
performance. Specifically, post-loan monitoring (β = 0.757, p = 0.000) and risk assessment (β = 0.613, p = 0.000) emerged as
the most influential factors, followed by loan disbursement timeliness (β = 0.369, p = 0.000), training and capacity building
(β = 0.214, p = 0.002), and financial literacy (β = 0.024, p = 0.039). These results reinforce the importance of continued
support and relationship-building in sustaining women-led businesses, consistent with Social Capital Theory. The high R-
squared value of 0.983 indicates that 98.3% of the variation in project performance is explained by these project
management practices.
Keywords :
Social Capital, Empowerment, Gender and Development, Project Management, Women Empowerment, Credit, Partial Guarantee.