Expansion of Cashless Transaction in Daily Life: A Case Study in Birbhum District of West Bengal


Authors : Dr. Tirthankar Mandal

Volume/Issue : Volume 9 - 2024, Issue 3 - March


Google Scholar : https://tinyurl.com/pa6ze4y5

Scribd : https://tinyurl.com/4hd9m3t5

DOI : https://doi.org/10.38124/ijisrt/IJISRT24MAR1735

Note : A published paper may take 4-5 working days from the publication date to appear in PlumX Metrics, Semantic Scholar, and ResearchGate.


Abstract : Cashless transactions refer to the exchange of money through electronic means, rather than using physical currency or traditional paper-based methods. It has become increasingly popular due to technological advancements, convenience, and the widespread use of the internet and mobile devices. Several forms of digital transactions exist, such as online banking, mobile banking, UPI, POS etc. The various types of activities performed by common citizens through cashless transactions in daily life. In rural India, different kinds of challenges exist to the adoption of digital transaction like digital literacy, internet connectivity. With the help of a linear regression analysis, it has been observed that demographic and technological factors play important role in spreading cashless transaction in everyday life.

Keywords : Cashless Transaction; Digital Knowledge; Technological Information.

Cashless transactions refer to the exchange of money through electronic means, rather than using physical currency or traditional paper-based methods. It has become increasingly popular due to technological advancements, convenience, and the widespread use of the internet and mobile devices. Several forms of digital transactions exist, such as online banking, mobile banking, UPI, POS etc. The various types of activities performed by common citizens through cashless transactions in daily life. In rural India, different kinds of challenges exist to the adoption of digital transaction like digital literacy, internet connectivity. With the help of a linear regression analysis, it has been observed that demographic and technological factors play important role in spreading cashless transaction in everyday life.

Keywords : Cashless Transaction; Digital Knowledge; Technological Information.

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