Authors : Dr. Roseline Onego; Dr. Moses Ntirandekura

Volume/Issue : Volume 11 - 2026, Issue 6 - June

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Google Scholar : https://tinyurl.com/4auyw84b

Scribd : https://tinyurl.com/2wkukuvk

DOI : https://doi.org/10.38124/ijisrt/26jun1782

Note : A published paper may take 4-5 working days from the publication date to appear in PlumX Metrics, Semantic Scholar, and ResearchGate.

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Abstract : Introduction: Financial exclusion continues to be a significant issue in East Africa, hitting women, youth, and rural households the hardest, even with the rapid growth of digital financial services and mobile money. Factors like limited financial knowledge, low trust in institutions, and structural inequalities still hinder meaningful engagement in formal financial systems.

Keywords : Financial Literacy, Financial Inclusion, Vulnerable Communities, Digital Literacy, Trust.

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