Fintech Industry in India: The Digital Transformation of Financial Services


Authors : Kavyashree M

Volume/Issue : Volume 6 - 2021, Issue 10 - October

Google Scholar : http://bitly.ws/gu88

Scribd : https://bit.ly/3D3FoOH

The world is changing rapidly with the advancement in technology. Its impact can be seen in the financial sector as well. Money is also increasingly becoming digital or electronic with the advent of ewallets and mobile wallets. The word ‘FinTech’ is an amalgamation of financial services and information technology. Emerging as a term referring to the technology used by large financial institutions, it has expanded to include technological innovation in the financial sector, including innovations in financial literacy and education, retail banking, investments, etc. However, the interlinkage of financial services and technology has a long history with three different eras. First being the analogue context, second being the digitalization of finance in the late twentieth century and the present era of digital transformation. We analyze the FinTech industry in India and the future of financial services.

Keywords : The world is changing rapidly with the advancement in technology

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