Authors :
Devaraja B. T.
Volume/Issue :
Volume 10 - 2025, Issue 7 - July
Google Scholar :
https://tinyurl.com/yeyv3rr2
Scribd :
https://tinyurl.com/4yzfnyyp
DOI :
https://doi.org/10.38124/ijisrt/25jul1553
Note : A published paper may take 4-5 working days from the publication date to appear in PlumX Metrics, Semantic Scholar, and ResearchGate.
Note : Google Scholar may take 30 to 40 days to display the article.
Abstract :
Insurance plays vital a role in every individual’s life because the dependents like parents, immediate family
members are depending on their income now a day’s insurance policy become very transparent and digitalization and the
technology has been used in making premium payment. This new insurance policy making and the process is now been
available in mobile technology it has been protected by the cyber crime and will cover all damages on life insurance,
property, vehicles, buildings all other general insurance schemes. After pandemic situations or COVID most of the
youngsters are demises due to heart attacks and families becomes facing many issues to lead their lives. The article
concludes that in COVID and after the pandemic period mobile technology has greatly influenced on purchase and
making premium payment and renewal decisions for their savings and to fulfill their future needs.
Keywords :
Mobile Technology, Life Insurance, Innovation, Method of Payment.
References :
- Rajeev, M., et al. (2016). Impact of general insurance on private sector and its performance.
- Motin Ostagar, A. (2018, December). Impact of technology and innovation in the insurance sector.
- Capgemini, & PwC. (2018 & 2020). World Insurance Report. Retrieved from [official websites of Capgemini and PwC].
- Aggarwal, M., et al. (2021, January 1). The service of life insurance and its performance: A study on customer satisfaction and service quality. [Journal/Publisher not mentioned].
- Upasana, et al. (2022, December). Information technology’s role in the insurance industry.
- Rout, P. K., et al. (2025, May). Influence of purchase decisions in life and general insurance post-COVID-19.a
Insurance plays vital a role in every individual’s life because the dependents like parents, immediate family
members are depending on their income now a day’s insurance policy become very transparent and digitalization and the
technology has been used in making premium payment. This new insurance policy making and the process is now been
available in mobile technology it has been protected by the cyber crime and will cover all damages on life insurance,
property, vehicles, buildings all other general insurance schemes. After pandemic situations or COVID most of the
youngsters are demises due to heart attacks and families becomes facing many issues to lead their lives. The article
concludes that in COVID and after the pandemic period mobile technology has greatly influenced on purchase and
making premium payment and renewal decisions for their savings and to fulfill their future needs.
Keywords :
Mobile Technology, Life Insurance, Innovation, Method of Payment.
