Authors :
Devaraja BT; Dr. Manjunath V
Volume/Issue :
Volume 10 - 2025, Issue 6 - June
Google Scholar :
https://tinyurl.com/4drkzec5
DOI :
https://doi.org/10.38124/ijisrt/25jun1327
Note : A published paper may take 4-5 working days from the publication date to appear in PlumX Metrics, Semantic Scholar, and ResearchGate.
Abstract :
The majority of People lives in rural area if a rural area develops the entire economy will grow at faster. The
motto is of this paper is how an individual increase their income by making use of financial assistance (credit to borrowers)
from the various financial institutions such as Gramina banks, co-operative bank (DCC banks) NABARD, SIDBI schemes,
Mudra loans. An individual will make startup businesses like textile units, traditional art craft businesses; become rural
women entrepreneurs, self employed by providing access to the basic services, social protection, equal distribution
throughout society to strengthen the financial inclusion are all possible by local cooperative banks and NGOs this article
will explain how individuals will increase their income in different reason in Ballari District. This study concludes that an
individual by taking financial assistance with reasonable ROI and will start up as SMEs as rural entrepreneurs, women
entrepreneurs through which they will provide the employment opportunities to people.
Keywords :
SMEs, Entrepreneurs, Self Employed, Micro Finance.
References :
- Prof. Mubarak 2019, “Socio-economic impact of microfinance on rural women development of Ballari district” page no. 400 to 404.
- Mohammad Mustafa, “Financial Inclusion of women owned MSME, July 2019 report”. Page no. 14 to 25.
- Savitha.P November 29 & 30, 2023,” Microfinance: A catalyst for driving inclusive growth”, Page No. 1 to 04,
- Paramasivan S Vellala, Nove 2014 “A Theoretical Model for Inclusive Economic Growth in Indian Context”. “ Page no. 230 to 233.
- Raquel Almeida Ramos, Rafael Ranieri and Jan-Willem Lammens March, 2013, “Mapping inclusive growth”. page no.1 to 5.
- E.Thippeswamy, “Inclusive Growth and Organic farming in Shimoga District of Karnataka” Page no.9 to 13.
The majority of People lives in rural area if a rural area develops the entire economy will grow at faster. The
motto is of this paper is how an individual increase their income by making use of financial assistance (credit to borrowers)
from the various financial institutions such as Gramina banks, co-operative bank (DCC banks) NABARD, SIDBI schemes,
Mudra loans. An individual will make startup businesses like textile units, traditional art craft businesses; become rural
women entrepreneurs, self employed by providing access to the basic services, social protection, equal distribution
throughout society to strengthen the financial inclusion are all possible by local cooperative banks and NGOs this article
will explain how individuals will increase their income in different reason in Ballari District. This study concludes that an
individual by taking financial assistance with reasonable ROI and will start up as SMEs as rural entrepreneurs, women
entrepreneurs through which they will provide the employment opportunities to people.
Keywords :
SMEs, Entrepreneurs, Self Employed, Micro Finance.
