Authors :
DAVE M. PASTORFIDE; DANILO D. PASTORFIDE
Volume/Issue :
Volume 5 - 2020, Issue 11 - November
Google Scholar :
http://bitly.ws/9nMw
Scribd :
https://bit.ly/33nCcO5
Abstract :
In the 21st century insurance is one of the
industry that improves the economic growth of the
country and the educators on the other hand, is
considered one of the nations builders. This study
focused on the perspective of the educators about
insurance in the 21st century, specifically the awareness,
willingness, and reasons for not having any insurance
plan. The respondents of this study were the 42
educators of the Nueva Ecija University of Science and
Technology, San Isidro Campus, San Isidro, Nueva
Ecija, Philippines 3106. This study used a descriptivequantitative research design with the used of
researchers-made open-ended questionnaire. The result
shown that educators in the 21st century are fully aware
of the benefits and necessity of insurance, however,
educator's perspective in terms of willingness is vague or
uncertain, thus, shows that awareness of the educators is
not enough to compel them by insurer to take an
insurance plan. The reasons for these are their low trust
on the credibility of the insurance company in the
Philippines, and that they see an insurance as an expense
rather than an investment.
Keywords :
21st Century, Insurance, Educators, Perspectives, Healthcare Coverage, Life Insurance.
In the 21st century insurance is one of the
industry that improves the economic growth of the
country and the educators on the other hand, is
considered one of the nations builders. This study
focused on the perspective of the educators about
insurance in the 21st century, specifically the awareness,
willingness, and reasons for not having any insurance
plan. The respondents of this study were the 42
educators of the Nueva Ecija University of Science and
Technology, San Isidro Campus, San Isidro, Nueva
Ecija, Philippines 3106. This study used a descriptivequantitative research design with the used of
researchers-made open-ended questionnaire. The result
shown that educators in the 21st century are fully aware
of the benefits and necessity of insurance, however,
educator's perspective in terms of willingness is vague or
uncertain, thus, shows that awareness of the educators is
not enough to compel them by insurer to take an
insurance plan. The reasons for these are their low trust
on the credibility of the insurance company in the
Philippines, and that they see an insurance as an expense
rather than an investment.
Keywords :
21st Century, Insurance, Educators, Perspectives, Healthcare Coverage, Life Insurance.