Investigating E-Readiness of Rural Banks in Ghana


Authors : Carlo K.M.H. Adadevoh, Barima Kwabena Yeboah, Agyenna kesse- Tachi.

Volume/Issue : Volume 3 - 2018, Issue 2 - February

Google Scholar : https://goo.gl/DF9R4u

Scribd : https://goo.gl/s6NW9C

Thomson Reuters ResearcherID : https://goo.gl/3bkzwv

Banks need to be plugged in to the information-based system at whichever level of their operations. Rural banks, in pursuit of their core mandate, face a myriad of challenges of which one is inadequate technology. As such, e-readiness seeks to measure the preparedness of an entity to enable it partake in the digital world. The study sampled data from 30 rural banks that were selected randomly, out of a population of 140 rural banks. Data in the study was organized using frequency tables and a multiple regression analysis done to determine the level of generalization of the sample results to the entire population. The study showed that network access influences the readiness of rural and community banks in Ghana. It was also obvious that network society-readiness significantly influences the e-readiness of rural and community banks. The study further found network economy to influence rural and community banks e-readiness significantly while network policy does not influence the e-readiness of rural and community banks.

Keywords : (8 Maximum) E-Readiness,

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