Authors : Arsh Bhadoria; Amritansh; Dr. Gurmeet Singh; Dr. Deepak Sood

Volume/Issue : Volume 10 - 2025, Issue 10 - October

Google Scholar : https://tinyurl.com/b3yhzxm4

Scribd : https://tinyurl.com/5n8prpmf

DOI : https://doi.org/10.38124/ijisrt/25oct560

Note : A published paper may take 4-5 working days from the publication date to appear in PlumX Metrics, Semantic Scholar, and ResearchGate.

Note : Google Scholar may take 30 to 40 days to display the article.

Abstract : Buying shares and real estates are some of the most common mechanisms of long-time accumulation of wealth, both with merits and demerits. Stocks come with easy secondary market tradability and easy to transact, yet they are sensitive to market and business cycle risks. Conversely fixed assets in real estate offer an investor more security and relative resistance to inflation but normally it calls for a much bigger stake and is relatively less liquid than stocks. Three important variables affect both kinds of investments, including interest rate, inflation and other economic factors. Through using technology in trading stock and Property technology for the real estate sector intelligent services have revolutionized the manner that investors participate in markets. Furthermore, the issue affecting the taxes considerably where stock attracts capital gains tax while real estate allows deductions on depreciation for instance. Every asset class has a function of diversification in the portfolio; the amount of risk and return that an investor can get depends on tastes and the portfolio’s purpose. While for those intending to have a higher stock liquidity, investing in stocks can even be more favourable but investing in real estate gives consistent income from rental income and long-term capital appreciation. It is important to always consider the differences of each investment type in order to achieve the goal of choosing which among them fits their overall situation and future investment plans best.

References :

1. Why Real Estate? Authors: Susan Hudson-Wilson, Jacques N. Gordon, Frank J. Fabozzi, Mark J. P. Anson, and S. Michael Giliberto https://www.tias.edu/docs/default-source/Kennisartikelen/why-real-estate.pdf
2. Risk and return in real estate Authors: Ross and Zisler https://scihub.se/https://link.springer.com/article/10.1007/BF00173123
3. Forecasting Real Estate Prices Authors: Eric Ghysels, Alberto Plazzi, Rossen Valkanov, and Walter Torous https://scihub.se/https://www.sciencedirect.com/science/article/pii/B9780444536839000098
4. Commercial real estate prices and COVID-19 Authors: Martin Hoesli, Richard Malle https://www.emerald.com/insight/content/doi/10.1108/JERER-04-2021-0024/full/html
5. The Stock Market and the Economy Authors: Barry Bosworth, Saul Hymans and Franco Modigliani https://sci-hub.se/https://www.jstor.org/stable/2534104
6. Is the Stock Market Overvalued? Authors: Ellen R. McGrattan and Edward C. Prescott https://www.nber.org/papers/w8077
7. Why Does the Stock Market Fluctuate? Authors: Robert B. Barsky, J. Bradford De Long https://academic.oup.com/qje/article-abstract/108/2/291/1917528
8. THE STOCK MARKET AND INVESTMENT Authors: Robert J. Barro https://www.nber.org/system/files/working_papers/w2925/w2925.pdf
9. Reasons to Invest in Real Estate vs. Stocks https://www.investopedia.com/investing/reasons-invest-real-estate-vs-stock-market/#toc-additional-factors-to-consider
10. The Need to Invest https://zerodha.com/varsity/chapter/the-need-to-invest/
11. India Demat Story – 17.10 Crore and Still Counting https://www.sbisecurities.in/blog/indias-demat-accounts-growth-crossed-17-crore-mark
12. Real estate investment vs stock market investment in India: A beginners comparison https://timesofindia.indiatimes.com/blogs/voices/real-estate-investment-vs-stock-market-investment-in-india-a-beginners-comparison/
13. Real Estate vs Stock Market: Which can be a better choice? https://www.zeebiz.com/personal-finance/news-real-estate-vs-stock-market-which-can-be-a-better-choice-investment-options-factors-to-consider-for-new-investors-stst-248921
14. Stocks vs real estate: Where should one invest in India? What experts say https://www.livemint.com/money/personal-finance/stocks-vs-real-estate-where-should-one-invest-in-india-what-experts-say-11671427451993.html
15. Save and Invest 36% of Americans say real estate is the best long-term investment—financial pros say they may be wrong https://www.cnbc.com/2024/05/23/long-term-investments-real-estate-versus-stocks.html
16. Stocks vs. Real Estate: Which is a Safer and more Profitable Investment? https://upstox.com/learning-center/share-market/stocks-vs-real-estate-which-is-a-safer-and-more-profitable-investment/
17. Real Estate V/S Equity – India https://groww.in/blog/real-estate-equity-investment
18. Real Estate vs Stock Market: Where to invest your hard-earned money? https://www.financialexpress.com/money/real-estate-vs-stock-market-where-to-invest-your-hard-earned-money-3208036/
19. Case Studies on Wallmart and Amazon Authors: Steven Institute https://www.economist.com/sites/default/files/stevensinstitute_ws.pdf
20. A Case Study: Investment Real Estate vs Investing in the Stock Market https://www.baskinfp.com/post/realestate-vs-stocks

21. https://www.google.com/url?sa=t&source=web&rct=j&opi=89978449&url=https://www.statistics.com/&ved=2ahUKEwiBkqvKp72JAxWJSWwGHXFzGr8QFnoECDAQAQ&usg=AOvVaw3iHBSGsCin454EoehQlqmi