Although housing is an essential component of human settlement that meets fundamental needs and has a significant impact on man's quality of life, health, welfare, and productivity, a considerable number of urban dwellers in developing nations lack access to appropriate housing at a reasonable cost. As a result, the study's goal is to examine residents' perceptions of low- income housing delivery in Ado-Ekiti: by identifying the types of residential properties developed for low-income earners, their affordability, and occupants' observations on housing development in the study area. A total of 71 questionnaires were distributed at random to inhabitants of Olusegun Obasanjo Housing Estate, and 67 of them were collected and analyzed using statistical methods such as frequency, percentage, and relative significant index, among others. The data show that the majority of inhabitants in the estate are public workers, that approximately 50% of the respondents earn between N20,000.00 and N60,000.00 per month, and that a bigger percentage of the residents rent their unit due to non- affordability, among other things. However, the study suggests that an innovative public-private partnership approach to housing is urgently needed, and that the government should push measures that would reduce the cost of home manufacturing and building materials. More emphasis should be placed on public-private partnership innovation in the housing sector, as well as building development based on letting rather than outright sales, because the production and delivery of affordable housing has a significant impact on the local economy and affects both developmental goals and environmental sustainability.

Keywords : Affordability, Housing, Low-Income, Perception.