Post Covid 19 Health Finance and Health Insurance Paradox!


Authors : Morris Dzingai; Rodwell Musiiwa; Henry Chihwayi; Justine Mbudaya

Volume/Issue : Volume 9 - 2024, Issue 1 - January

Google Scholar : http://tinyurl.com/4dckhan7

Scribd : http://tinyurl.com/mryzv98f

DOI : https://doi.org/10.5281/zenodo.10539223

Abstract : This paper provides an insight as to how the health finance and health insurance in Southern Africa should work. It highlights the health finance paradox in Africa post COVID 19 Pandemics. This paper hinges its analysis on Musgrave (1959) theory X and Y of health finance and health insurance. Southern African health care system, infrastructures and finance systems are inadequate and are financed by out-of pocket systems which are very rudimentary and inadequate especially for the poor majority comprising of more than 70% of the population in the region. Benchmarking on the Obama health care systems, the German Bismarck systems, or the British Cap system it was highlighted that Africa need to come up with health finance reform systems. In light with the COVID 19 pandemics, it was highlighted that health systems does not have adequate infrastructure, it does not have adequate emergency and response systems, does not have adequate health promotion and information systems. In response it is suggested that Southern Africa nations need a robust public health care infrastructure, proper legal framework, and responsive systems to address infectious diseases outbreak such as COVID 19, Ebola, and Cholera among others. In addition a multi-stakeholders approach involving the central government, local government, NGOs, private sector organisations in ensuring health financing and health care system to enhance accessibility and availability. In conclusion, it was observed that African nations need to undertake urgent health care reforms, strengthening primary health care systems, improving health infrastructure. Expand health information systems and enhancing capacity building on its human resources workforce and at times ensure that reserve army of health employees is maintained.

This paper provides an insight as to how the health finance and health insurance in Southern Africa should work. It highlights the health finance paradox in Africa post COVID 19 Pandemics. This paper hinges its analysis on Musgrave (1959) theory X and Y of health finance and health insurance. Southern African health care system, infrastructures and finance systems are inadequate and are financed by out-of pocket systems which are very rudimentary and inadequate especially for the poor majority comprising of more than 70% of the population in the region. Benchmarking on the Obama health care systems, the German Bismarck systems, or the British Cap system it was highlighted that Africa need to come up with health finance reform systems. In light with the COVID 19 pandemics, it was highlighted that health systems does not have adequate infrastructure, it does not have adequate emergency and response systems, does not have adequate health promotion and information systems. In response it is suggested that Southern Africa nations need a robust public health care infrastructure, proper legal framework, and responsive systems to address infectious diseases outbreak such as COVID 19, Ebola, and Cholera among others. In addition a multi-stakeholders approach involving the central government, local government, NGOs, private sector organisations in ensuring health financing and health care system to enhance accessibility and availability. In conclusion, it was observed that African nations need to undertake urgent health care reforms, strengthening primary health care systems, improving health infrastructure. Expand health information systems and enhancing capacity building on its human resources workforce and at times ensure that reserve army of health employees is maintained.

Never miss an update from Papermashup

Get notified about the latest tutorials and downloads.

Subscribe by Email

Get alerts directly into your inbox after each post and stay updated.
Subscribe
OR

Subscribe by RSS

Add our RSS to your feedreader to get regular updates from us.
Subscribe