Authors : Ugoaghalam Uche James; Edward Oziegbe Salami; Lawrence Anebi Enyejo

Volume/Issue : Volume 10 - 2025, Issue 8 - August

Google Scholar : https://tinyurl.com/44phyhus

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DOI : https://doi.org/10.38124/ijisrt/25aug1021

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Abstract : The increasing complexity and interconnectivity of financial technology (fintech) infrastructures have heightened the need for real-time cybersecurity risk management strategies. This review explores the role of real-time policy orchestration in aligning Governance, Risk, and Compliance (GRC) frameworks with advanced cybersecurity protocols to ensure adaptive and resilient fintech ecosystems. Emphasis is placed on dynamic policy enforcement engines, threat intelligence integration, and automated decision-making systems that respond to evolving cyber threats. The paper evaluates how real-time orchestration enhances threat visibility, reduces latency in incident response, and aligns with regulatory mandates across jurisdictions. Through a comprehensive examination of existing policy frameworks, orchestration tools, and implementation challenges, the study offers critical insights into future innovations in secure financial technologies. The review concludes by proposing a scalable architecture for real-time policy enforcement that embeds GRC principles within the security-by-design paradigm of modern fintech platforms.

Keywords : Real-Time Policy Orchestration; Cybersecurity Risk Management; Fintech Infrastructure; GRC Frameworks; Automated Compliance Enforcement.

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