Authors :
Dr. Pinki Rani Dei
Volume/Issue :
Volume 10 - 2025, Issue 9 - September
Google Scholar :
https://tinyurl.com/2s3jpazc
Scribd :
https://tinyurl.com/yty8spe4
DOI :
https://doi.org/10.38124/ijisrt/25sep560
Note : A published paper may take 4-5 working days from the publication date to appear in PlumX Metrics, Semantic Scholar, and ResearchGate.
Note : Google Scholar may take 30 to 40 days to display the article.
Abstract :
Financial technology and artificial intelligence are coming together to drive a global financial revolution. This
partnership is transforming the finance industry by changing how we approach, use, and understand financial matters. A closer
look at these developments reveals new opportunities and challenges that result from merging these technologies. Fintech, which
combines finance and technology, primarily aims to provide exceptional customer service and ensure secure transactions. It
seeks to improve the customer experience by offering a more personalized and user-friendly financial environment. Intuitive
apps, automated financial advisors, and accessible services break down traditional barriers, making transactions faster and
more transparent. Fintech emphasizes security through advanced methods like biometrics and two-factor authentication,
supported by technologies such as machine learning to detect and prevent fraud. These solutions also help ensure compliance
with regulatory requirements, making it easier to manage complex financial rules.
Keywords :
Fintech, Artificial intelligence, Financial Revolution, Financial Innovation, Technology.
References :
- A. Al karkouri et al. (2023), generation of automated texts and reports for the case of inflation impact on industries: an approach based on deep learning, Journal of Theoretical and Applied Information Technology
- Barakat, Y. , Bourekkadi, S. , Khoulji, S. , Kerkeb, M.L. , What contributions of Artificial Intelligence in Innovation? , E3S Web of Conferences, 2021, 234, 00105
- D., & Varadhan, R. (2018). "Predicting Financial Markets Using Advanced Machine Learning Techniques."
- Deloitte. (2020). "Fintech Disruption: Shaping the Future Landscape."
- Ennima, S. et al., Intelligent system and optimal minimisation of energy consumption on the attitude control of a VTOL UAV hexacopter based on fractional control laws, Journal of Theoretical and Applied Information Technology, 2021, 99(12), pp. 2780–2791
- Entretien avec John Doe, expert en Fintech et IA, 5 mars 2022. Insights into the Future: A Conversation with a Fintech Visionary.
- European Banking Authority. (2019). "Navigating the FinTech Regulatory Landscape."
- Floridi, L., & Cowls, J. (2019). "Ethical AI: A Unified Framework for Societal Impact."
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- LeCun, Y., Bengio, Y., & Hinton, G. (2015)."Deep Learning: A Revolutionary Approach to Financial Analysis."
- Market Research Firm. (2021). "Global Fintech Market Trends and Forecast."
- Narvaez, D., & Martinelli, D. (2019). "Fortifying Fintech: Security Measures for Financial Transactions."
- O'Reilly, T. (2013). "Big Data: A Revolution Reshaping Financial Paradigms."
- Smith, J. (2019, 15 juillet). "The Role of AI in Transforming Fintech."
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- Swan, M. (2015). "Blockchain: Revolutionizing Financial Transactions."
- U.S. Government Accountability Office. (2018). "Data-Driven Decision Making: Fintech's Use of Alternative Data."
- Wang, Y., & Wu, Q. (2020). "Tailoring Finance: The Era of Personalized Financial Services."
- Westerman, G., Bonnet, D., & McAfee, A. (2014). "Digital Transformation: Strategies for Financial Evolution."
- World Bank. (2019). "Breaking Barriers: Fintech's Role in Advancing Financial Inclusion."
- World Economic Forum. (2020). "Navigating the Future: A Global Perspective on Fintech.
- XYZ Fintech Company. (2021). "Transforming Finance: A Case Study in AI Implementation Success."
- Zhang, T., & Lee, L. (2018). "Beyond Credit Scores: Machine Learning in Risk Assessment."
Financial technology and artificial intelligence are coming together to drive a global financial revolution. This
partnership is transforming the finance industry by changing how we approach, use, and understand financial matters. A closer
look at these developments reveals new opportunities and challenges that result from merging these technologies. Fintech, which
combines finance and technology, primarily aims to provide exceptional customer service and ensure secure transactions. It
seeks to improve the customer experience by offering a more personalized and user-friendly financial environment. Intuitive
apps, automated financial advisors, and accessible services break down traditional barriers, making transactions faster and
more transparent. Fintech emphasizes security through advanced methods like biometrics and two-factor authentication,
supported by technologies such as machine learning to detect and prevent fraud. These solutions also help ensure compliance
with regulatory requirements, making it easier to manage complex financial rules.
Keywords :
Fintech, Artificial intelligence, Financial Revolution, Financial Innovation, Technology.