The achievement of measurable success of multi- purpose cooperatives lies in the consideration of social determinants. The Cooperative alone expresses the concept of "Alone we do so little, together we can do so much", and it is not tangible in the present. Moreover, multi-purpose centers and halls are mushrooming in the city and nearby municipalities, but still community development has a diminutive effect. This study utilized the Cooperative Development Theory (CDT) to identify social determinants that thrust to the success of the people’s organization. The study also employed purely qualitative data based on the experiences and challenges of the members of the three (3) identified cooperatives in Zamboanga City. They were interviewed based on the following questions: a) What are your experiences and challenges being a member of a multi-purpose cooperative? B) How much earnings do you incur being a member of a multi-purpose cooperative, and lastly, c) Has being a member of that cooperative benefited you? The result of the study shows that members gained knowledge and skills on how to be an entrepreneur by attending trainings, workshops, and other relevant activities. Difficulties came after the engagement of the group in small-scale business such as members not paying their dues on time, and debt becoming frequent on the part of members that created conflict among them. The return on investment was only felt in the beginning and was not sustainedin effect to the problem experienced by the cooperative. There were also recorded responses that benefits were less likely felt by the members of the organization. The behavioral issue was identified as the main social determinant that affects the achievement of the goal. Therefore, the study gleaned the idea that members' attributes must be emphasized before organizing any multi-purpose cooperative and the like. Scrutiny in accepting members must also be a priority.

Keywords : Multi-Purpose; Cooperatives; Social Determinants;, Behavior; Experiences and Challenges; Co- Operators.