Banking industry in India has been going through crisis after crisis in the past 4, 5 years and the COVID-19 is another hurdle that the banks are faced with. NPAs, NBFC crisis etc. have already affected India Banks. With the spread of COVID-19 pandemic across the world and India. The way banking industry is going to get transformed and how the practice of banking will evolve in the near future is the focus of this paper. Scams and frauds in the banking sector affecting the private and co-op banks have shaken the trust of public. The impact that these will have on the human resources will also be a matter of huge importance. The increase of non-performing assets are going to be a huge concern for the industry.

Keywords : Indian Banking, COVID-19, NPA