Authors :
Putri Aprilita Hapsari; Indra Siswanti
Volume/Issue :
Volume 8 - 2023, Issue 1 - January
Google Scholar :
https://bit.ly/3IIfn9N
Scribd :
https://bit.ly/3YU9bE3
DOI :
https://doi.org/10.5281/zenodo.7647948
Abstract :
The purpose of this study is to determine the
impact of bank health indicators on bank financial
performance governed by good corporate governance. The
subjects of this study are commercial banks KBMI IV
registered with the Indonesian Financial Authority (OJK)
in the period from 2017 to 2021. The sampling technique
uses the saturation sampling method (census), and the total
sample consists of 4 commercial banks. The measurement
of the variables used in this study was made in the form of
a scale of coefficients with a quantitative approach, using
5 (five) year time series data from the reports published by
KBMI IV Bank in the period from 2017 to 2021. The
analysis method used in this study is panel data regression
analysis supported by Eviews 10 software. The results
show that the financial indicators of banks can be
optimized by maintaining the values of capital adequacy
and lending indicators within predetermined safety limits
and further strengthening by publicizing good corporate
governance by the company. Meanwhile, non-performing
loans and corporate social responsibility do not affect
banks' financial performance, although they are
supported by corporate governance information.
Keywords :
Financial Performance, Capital Adequacy Ratio, Non-Performing Loans, Loan-To-Deposit Ratio, Corporate Social Responsibility, Good Corporate Governance.
The purpose of this study is to determine the
impact of bank health indicators on bank financial
performance governed by good corporate governance. The
subjects of this study are commercial banks KBMI IV
registered with the Indonesian Financial Authority (OJK)
in the period from 2017 to 2021. The sampling technique
uses the saturation sampling method (census), and the total
sample consists of 4 commercial banks. The measurement
of the variables used in this study was made in the form of
a scale of coefficients with a quantitative approach, using
5 (five) year time series data from the reports published by
KBMI IV Bank in the period from 2017 to 2021. The
analysis method used in this study is panel data regression
analysis supported by Eviews 10 software. The results
show that the financial indicators of banks can be
optimized by maintaining the values of capital adequacy
and lending indicators within predetermined safety limits
and further strengthening by publicizing good corporate
governance by the company. Meanwhile, non-performing
loans and corporate social responsibility do not affect
banks' financial performance, although they are
supported by corporate governance information.
Keywords :
Financial Performance, Capital Adequacy Ratio, Non-Performing Loans, Loan-To-Deposit Ratio, Corporate Social Responsibility, Good Corporate Governance.
