- This contemplate analyses the chain reaction of pecuniary deportment and literacy on asset settlements in the millennial generation of Makassar City using the Random Sampling Technique to obtain a population of 100 respondents. The obtained data were analyzed using the validity, graeco-roman assumption, aggregate onedimensional retrogression, and t-test in SPSS version 22. Supported on the consequences of possibility investigation, financial behavior has a positive but not significant effect on investment decisions in the millennial generation of Makassar city. In contrast, pecuniary literacy has a cocksureness and substantial chain reaction on asset settlements in the millennial generation.

Keywords : Financial Behavior, Financial Literacy, and Investment Decisions