The Effect of Financial Literacy, Financial Behavior, Locus of Control on Financial Satisfaction through Financial Capabilities as Mediation Variables: Empirical Study on PJLP Pusdatin Jamsos DKI Jakarta


Authors : Agustina Azizah Renggalita; Dr. Endri, SE, ME

Volume/Issue : Volume 7 - 2022, Issue 8 - August

Google Scholar : https://bit.ly/3IIfn9N

Scribd : https://bit.ly/3Uk5N3M

DOI : https://doi.org/10.5281/zenodo.7098380

This study aims to examine the effect of Financial Literacy, Financial Behavior, and Locus Of Control on Financial Satisfaction through Financial Capability as a mediating variable. This research was carried out by PJLP Pusdatin Jamsos DKI Jakarta. The sampling method is accidental sampling. The subject of this research is PJLP Pusdatin Jamsos DKI Jakarta who is actively working in 5 municipalities and 1 administrative district. The sample in this study amounted to 115 respondents by distributed questionnaires to lecturers online through a Google questionnaire. The data is processed using SmartPLS 3.0. The results show that the influence of Financial Literacy, Financial Behavior, and Locus Of Control is not significant on Financial Satisfaction through Financial Capability as a mediating variable

Keywords : Financial Literacy, Financial Behavior, Locus Of Control , Financial Capability, Financial Satisfaction

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