Authors :
Dessy Putri Andini dan Alamsyah Sutantio; Politeknik Negeri Jember
Volume/Issue :
Volume 7 - 2022, Issue 12 - December
Google Scholar :
https://bit.ly/3IIfn9N
Scribd :
https://bit.ly/3x9Lqfj
DOI :
https://doi.org/10.5281/zenodo.7625501
Abstract :
This study aims to analyze the effect of risk
management as measured by operational risk, liquidity
risk and credit risk on financial performance in Islamic
rural banks (BPRS) in Indonesia. This study used a
quantitative approach. This research was in the type of
explanatory research. Methods of data analysis used
path analysis. The research data is obtained from the
statistics of Indonesian banks and the Financial Services
Authority (OJK). The independent variables included
financing risk (NPF) and operational risk (BOPO). The
dependent variable was ROA. This study showed that
NPF had negative and significant effect on financial
performance. BOPO had a significant effect on financial
performance.
Keywords :
Risk Management, Operational Risk, Credit Risk, Liquidity Risk and Financial Performance.
This study aims to analyze the effect of risk
management as measured by operational risk, liquidity
risk and credit risk on financial performance in Islamic
rural banks (BPRS) in Indonesia. This study used a
quantitative approach. This research was in the type of
explanatory research. Methods of data analysis used
path analysis. The research data is obtained from the
statistics of Indonesian banks and the Financial Services
Authority (OJK). The independent variables included
financing risk (NPF) and operational risk (BOPO). The
dependent variable was ROA. This study showed that
NPF had negative and significant effect on financial
performance. BOPO had a significant effect on financial
performance.
Keywords :
Risk Management, Operational Risk, Credit Risk, Liquidity Risk and Financial Performance.
