Authors : Safinatun Najah; Dr Sudjono

Volume/Issue : Volume 9 - 2024, Issue 1 - January

Google Scholar : http://tinyurl.com/2s2c8b2h

Scribd : http://tinyurl.com/mr3jhj5x

DOI : https://doi.org/10.5281/zenodo.10649696

Abstract : This research aims to analyze the influence of capital adequacy, operational costs, and bank size on profitability at Sharia BPRs in Indonesia with financing risk as moderation. The population of this research is Sharia BPRs operating on the island of Java in 2023, with a total sample of 67 Sharia BPRs. This research method is a causal method using a quantitative descriptive approach. The research results show that capital adequacy and bank size do not have a significant influence on profitability and operational costs have a significant influence on profitability. Financing risk can moderate the influence of capital costs and bank size on profitability, and financing risk cannot moderate the influence of capital adequacy on the profitability of BPR Syariah. The implications of this research are discussed in the article

Keywords : Capital Adequacy, Operational Cost, Bank Size, Profitability, Financing Risk, Sharia BPR.