Financial institutions are facing increasing pressure to advance digitally due to consumer demand for more remote banking, faster response times, and the ease of online purchasing. Failure to do so could result in a loss of market dominance. To remain competitive, the banking sector has created fintech, which has led to the emergence of RegTech - products and services aimed at managing fintech. However, the potential threats of hacking, security breaches, and theft have made internet security a crucial aspect of the development and growth of fintech and RegTech. To address concerns about the impact of fintech on regulatory bodies, the ability of RegTech to keep up with fintech's growing demands, and the evolution of cybersecurity to provide adequate protection from financial threats, this research will examine how fintech, RegTech, and confidence contribute to effective cybersecurity through a review of relevant literature.

Keywords : FinTech, RegTech, Cybersecurity.